Life Insurance Quote

Information


You can get life insurance quotes online from a number of providers.

Here in the UK, term life insurance quotes can be obtained from Legal and General.

Buying a life insurance policy is a popular way to help protect your loved ones financially. L&G offer two types of life insurance, level term assurance and decreasing term assurance. People also do refer to it as life cover and life protection.




Information from L&GThe length of time you choose to be insured for is called the \'term\'. With Legal & General Term Life Insurance you can choose a term between one and forty years for Level Term Assurance, or between five and forty years for Decreasing Term Assurance, providing that the plan ends before your 80th birthday.
Also includedLegal & General's life insurance policies include terminal illness cover at no extra cost.

This means that the policy will pay out if you are diagnosed with a terminal illness for which you are eligible to claim (although not in the last 18 months of the plan).
L&G policies
  • Level term means the amount you are insured for remains the same throughout the term of your policy, unless you choose to exercise your guaranteed insurability option.
  • Decreasing term means the amount decreases over the term of the policy. This cover is usually chosen to protect a repayment mortgage, so that the amount of insurance decreases roughly in line with your remaining mortgage debt.



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